You’ll need to know if you have a deductible to meet before your insurance coverage kicks in. We’ve devoted an entire post to this topic here. For you, this could mean the difference between paying $150 and $1,200 for the same procedure. one who will “accept” your insurance but isn’t contracted. There’s a big difference between the price you’ll pay for going to a contracted or in-network provider vs. So it’s important to understand your coverage. Your insurance company will contract for services with providers at greatly reduced rates. The rate you pay for your sleep study depends on the relationship between the sleep center and your insurance company (if you don’t have insurance or elect to pay a cash rate, you can expect to pay anywhere from $700-$3,000 for your in-center study). What you need to know about health insurance coverage for sleep studies
Here’s a great site where you can search average costs for medical procedures in each state. If you have insurance coverage, you choose an in-network provider and you have met your deductible, your financial responsibility may be $0-$50. That’s the average we see (again, read more about deductibles and more below).įor out-of-center of in-home sleep testing (HST), the base rate ranges from $300-$600. If you have insurance coverage, you choose an in-network provider and you have met your deductible, your financial responsibility may be $0-$150. Most health insurance plans include coverage for sleep studies with certain providers (see the next section below).Īn in-center sleep study price tag can range from $500-$3,000. There’s a big price range depending on the type of sleep study ( in-home or in-center), the type of center (do they bill separately for the study and its interpretation?) and your insurance. Sleep studies don’t have to be expensive. We’re here to help answer your questions.
Have you ever been confused about your insurance coverage for a service that you really needed?įiguring out the price and your financial responsibility for a sleep study can be a challenge. Have you ever postponed a procedure because you weren’t sure what it would cost you? Have you ever been surprised by a huge medical bill when you thought you were covered? Has your doctor ordered a test, medication or specialist visit but can’t tell you what it’s going to cost?
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